Buying a car or truck is a huge investment for anyone. It can cost you much more money if you are not prepared to purchase the car. Learn great tips about how to go about buying your next car while avoiding headaches that can cost you extra.
- Make a wish list of cars that interest you. You may have seen many cars in advertisements and on the road. It should be easy for you to build a solid list of vehicles that would suit your style. You can add a couple of dream cars that seem out of your range; however, be realistic about what you can afford.
- Do not wait until you go car shopping to think about how you will finance your car. You need to arrive at the dealership with your budget in the back of your mind. I don’t want you to finance more than you can actually afford, and I am here to work within your budget.
- If you will be purchasing a used car, one of the top things you should look at is the mileage of the car. You need to know of what those excess miles could mean in terms of maintenance down the road.
- Know your limits. Before you start shopping for your next car or truck, decide how much you can afford to pay. Don’t forget to include the interest in your calculations. You can expect to pay around 20 percent as a down payment, so be prepared.
- Understand what the extra upgrades will cost you. Take some time to think about how much you really need the upgrades and only purchase the ones you need and will use the most.
Walking into a dealership with the information you now have will aid you in your purchase. Take the time to learn all the tips above, and you will soon find yourself driving the car you want. You will also have the payments that you can afford to make each month. I am here to take care of you through the entire process. Contact me when you are ready!
Are you planning on lots of shopping and parties this year? Maybe you have a long drive coming up. If you are going to spend time in your car this holiday season, you might need some tips to help save on gas.
Studies show that the average American driver spends $2,000 a year on gasoline. And the average Guamanian driver probably spends double that! No one wants to spend more on fuel than they have to, and fortunately, there are many easy ways for drivers to cut their fuel costs down to size.
Below are four ways you can spend less at the pump in the long run.
Gas station tips –
Everyone who has owned a vehicle has driven it while their gas light is on. There’s no shame in this, but you don’t want to make a habit out of it either. Driving on a low tank can wind up damaging your fuel pump in the long run. While this isn’t necessarily related to how much you spend on gas, you don’t want to spend excess money on repairs either. To avoid this, try to fill your tank when your tank is about 25% full. You will want to fill your tank when you do visit the gas station. It’s tempting to only get the gas you need when you visit the pump. You want to stay within your weekly budget, so why blow more than you have to on gas? Unfortunately, when you only get $5 or $10 of gas at a time, you’re making a lot of extra visits to the gas station. Going out of your way to get gas winds up using more gas than you need to. Filling your tank when you can minimize your required gas stops, which in turn lets you use all that gas for more important destinations instead.
Avoid “gas topping.” –
Yes, you want to fill your tank whenever it’s possible, but you also don’t want to go overboard with it. While you technically can keep pumping the handle after the gas pump comes to a stop, you’re actually doing your vehicle more harm than good. Contrary to what you might think, gas topping is counterintuitive because the gas in your tank needs some wiggle room to expand, so adding more in can not only cause spills, but it can open the door to harming your vehicle as well. As tempting as it is to get to a nice round dollar amount to pay, you should stop filling your tank when the pump tells you to.
Turn off your vehicle instead of leaving it idle –
Many people believe that you expend more fuel to turn your car on than you do to just leave it running for a few minutes. This is a myth. Studies show that you should turn off your car if you plan to stay in one spot for over 10 seconds. Additionally, modern cars don’t need to “warm-up” by idling in cold weather either. Though it’s tempting to keep that perfect interior climate for as long as possible, you’re better off turning your vehicle on and off when you actually need to drive it.
Drive a fuel-efficient vehicle –
All of the previous tips are great ways for any driver to use less gas in the long run. But when push comes to shove, the best way to save gas is to drive a vehicle that uses less gas. The great news is that nearly all modern vehicles are more fuel-efficient than they’ve ever been. You don’t need an electric or a hybrid to average over 30 MPG on the highway. Even minivans and SUVs are exceeding 30 MPG these days. Sure, not every vehicle today is necessarily fuel-efficient, but if you haven’t shopped around for a new vehicle in a while, you might be amazed at what cars are capable of today. If you’d like to cut your fuel costs down this holiday, consider taking a look at a new vehicle this year. If you’re spending thousands on gas in your current car anyway, then maybe you’re better off upgrading your vehicle altogether.
Who knows, by using these tips, you may find you have the extra money in your pocket for all those gifts you need to buy!
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